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Poor, Late, Or Bad Credit History, You’re Approved!

The subprime finance industry has been booming in the last few years, causing banks to start offering vehicle loans for people with poor credit. At Kootenay Auto Loans, we understand that bad things can happen to good people. That is why we work with seventeen different lenders, to get you the best rates possible.


Generally people who have good or great credit are easier to approve for loans. The best interest rates are also reserved for those who have great credit. With that being said, Kootenay Auto Loans works diligently to ensure you get the best rates, terms, and above all, a reliable vehicle.

What Do I Need?

Typically for an auto loan you need to be at your job for 3 months, making $1,500 per month before taxes. There are certain lenders that will offer loans to people who have less than 3 months of employment as well. Certain types of Government funding are also accepted.

A valid provincial drivers license is required and you must be the age of majority in your province.

Down payments are not always required, but can help with the loan! Ask our Kootenay Auto Loan Specialist if a $0 down option is available for you.

Get Approved Now With Kootenay Auto Loans!

Your online application takes only a few minutes to complete and we only ask for the information we actually need.


Or call us at


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